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Riverside County Drunk Driving

Car Insurance SR-22

DUI Insurance SR-22

What is a SR-22?

The California Department of Motor Vehicles (DMV), under California law, requires problem drivers to submit a SR-22 insurance certificate filing, or "Financial Responsibility Form.” The SR22 is an official California DMV proof of insurance certificate that must be kept on file at the DMV for a specific amount of time. Individuals arrested for driving under the influence are usually required to file a SR-22. No other document may be submitted as a substitute for the SR22 form.

If you are suspected of DUI or a convicted DUI-DWI offender, the SR-22 form will enable you to obtain a restricted driver's license, to restore your suspended driver’s license, or get a vehicle registered at the local Department of Motor Vehicles (DMV). Individuals convicted of "Wet Reckless," rather than a DUI-DWI, will also need to provide a SR-22 form to the DMV.

Automobile insurance companies who specialize in high-risk SR-22 insurance coverage can issue SR22 filings to the DMV. Not all car insurance companies offer SR22 coverage. The filing provides proof to the state DMV that you have purchased and maintain at least the minimum liability automobile insurance coverage. The insurance provider is required to notify the DMV if your auto insurance ever lapses for any reason.

If you are required to file an SR 22 with the DMV and your DUI auto insurance coverage is cancelled, dropped, or lapses for any period of time, the insurance company will immediately notify the DMV. Upon receipt of such a notice, the California DMV will then request that you file another SR-22 with them by a certain date or they will issue an Order of Suspension on your driver's license.

As long as you do not cancel your car insurance policy or get dropped by the insurance company during the specific time required to maintain an SR-22, your proof of insurance will remain active and you do not need re-submit an SR-22.

A California SR-22 is only valid for California. If you move to another state you may need a different SR-22 or form to show proof of financial responsibility in that state.

More Informatiom:

How to get an SR-22
Insurance Companies for Riverside DUI
Ignition Interlock
Riverside County DMV
Driver’s License Suspension
DUI Schools

RiversideCountyDUIinformation.com is an informational website provided by a top Riverside County DUI lawyer to help those charged with drunk driving in these Riverside County cities: Banning, Beaumont, Blythe, Calimesa, Cathedral City, Coachella, Corona, Desert Hot Springs, Hemet, Indian Wells, Indio, La Quinta, Lake, Lake Elsinore, Moreno Valley, Murrieta, Norco, Palm Desert, Palm Springs, Perris, Rancho Mirage, Riverside, San Jacinto and Temecula.